Anything you submit over our website is 100 percent, fully secure. And we never, ever share it with anyone except by permission — that is, if you’re giving us information you want us to use to get you the best loan, we use that information to tell mortgage lenders about you and convince them to loan you money. In turn, those mortgage lenders are bound by federal law to keep your information secure.
Here is a list of the information mortgage lenders will use to consider your loan application.
Social Security Number, for borrower and co-borrower if any
For the last two years, employment dates, addresses, salary.
Current pay stubs or W-2 forms.
Location of bank accounts, account numbers and balances; Address of bank if out of town.
Last 3 months’ statements.
Broker’s name and address, description of stocks, bonds, etc.
Last 3 months’ statements or copies of stock certificates.
Insurance company, policy number, face amount, cash value, if any.
Approximate vested interest value.
Copy of latest statement.
Make and model of automobiles, their resale value.
Market value of personal and household property.
Creditors names, addresses, account numbers.
Monthly payments and balances.
You’ll need two years’ personal federal tax returns
Name and address of all mortgage lenders for the past 24 months, account numbers, monthly payments and balances
If you’ve sold your home but not closed:
A copy of the sales contract
If you’ve sold your home, closed, and you will use the proceeds for your new down payment:
A copy of the HUD-1 Uniform Settlement Statement
Name, address and phone number of landlords for the past 24 months
If you’re buying a home
Purchase sales contract or offer to purchase and all addenda
Furnish contract with original signatures of buyer and seller
If a source of your down payment is a gift:
Name, address and relationship of donor.
Gift funds will be verified in both the donor and recipient’s accounts.
Note: Not all loan programs allow gifts to be part of your down payment.
For FHA Financing
Evidence of Social Security Number and photo identification
For VA Financing
DD214 and Certificate of Eligibility
For Construction/Perm Loan
Signed construction with cost breakdown, builder plan and specifications